In advance countries like the United Kingdom, the United States and Australia, having insurance for car is mandatory. The mandatory insurance will protect property damage, personal liability. In some places such insurance can even cover the ביטוח צד ג . An interesting question rises whether everyone agreed that ביטוח רכב is mandatory.
In fact, still there are many debates about the importance of the auto insurance. Some people doubt that the insurance can assure that car owners can take responsibility over their own lives, possessions and those of others. In South Africa for example the car insurance is not mandatory but in fact a small percentage of money coming from petrol sales will go towards the fund of road accident. In other words the money in this fund is taken in order to compensate the third party that was involved in an accident. It is also in dispute whether ביטוח חובה לרכב for car is only a way to thicken the wallets of auto insurance companies. Again in South Africa even though there are three major categories of car insurances, no one of them are included mandatory. Even though people still argue about the importance of the insurance for car there is no one of them claims against their insurance.